Run your own numbers before you decide. These tools are estimates to help guide the conversation — I'm always happy to go over the details with you.
This estimate covers principal and interest only. Your actual monthly payment will also include property taxes, homeowners insurance, and possibly HOA or mortgage insurance (PMI) if your down payment is under 20%.
Buying builds equity over time through paydown and appreciation, but comes with upfront costs and less flexibility. Renting offers flexibility and lets you invest the difference elsewhere — the right answer depends on how long you plan to stay and your financial goals.
Lenders typically want your housing payment under 28% of gross monthly income, and your total debt (housing + other debts) under 36%. This calculator uses those guidelines to estimate what you can comfortably afford.
Pick your move-in day and see exactly what you'll need on day one.
Tap your move-in day. The gold days are the ones you pay for this month.
This is an estimate only. Final move-in costs are confirmed once your application is reviewed and approved, which includes a look at credit, income, and rental history. The security deposit is always equal to one month's rent. Move-ins on or after the 25th also pay the next full month's rent at move-in. Partial months are prorated on a 30-day month, the standard in Florida leases.
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